Obtaining a 1st Financial Bank student credit card is easy to do and if you’ve decided to go ahead with the application process, here’s a step-by-step break down on how to go about acquiring one:

Step 1: Fill out a 1st Financial Bank student credit card application.

Step 2: Wait for your application to get approved.

Step 3: Wait for the card to arrive in the mail.

Step 4: Activate your card.

Step 5: Enjoy your new credit card but use it responsibly. 1st Financial Bank student creditcards typically have a higher than normal APR so do your best to pay off your balance entirely at the end of each month.

After you’ve applied and received your new card, a whole new world will open up to you. You’ll be able to build your credit score up, so that if you want to go out and buy a car without having to rely on a cosigner, you’ll be able to.

This is also true of apartment leases, other credit cards and better student loans. A 1st Financial Bank student credit card isn’t the best deal going, but it can be a good start for a young adult trying to build a good credit history.