Credit card offers with 0 interest may sound appealing, but there are three important things to note:
The annual percentage rate (APR) will not be 0 percent forever. In fact, in many cases this low rate only lasts for 60 to 90 days. After that, the interest rates drastically increase.
Many times, cards that start with 0 [...]
A credit card offers fixed rate feature is typically not what applicants perceive it to be. Unlike home loans, the word “fixed” doesn’t mean anything in the credit card world. According to US law, “fixed” simply means 15 day notice before an annual percentage rate (APR) increase. Most people don’t realize it, but they don’t [...]
When you’re in the market for a new credit card, it’s important that you compare popular credit card offers. For example, right now a lot of companies are offering rewards programs. While cash back each quarter or airline miles with every purchase may sound like fabulous deals, they aren’t so wonderful if an extra percent [...]
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