Credit account users typically encounter two types of credit card billing problems:

Insufficient notice before a bill is due.
Errors on the bill.

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There are four major types of credit cards: bank cards, travel and entertainment cards (T & E cards), retail store cards, and oil company cards. Applications and interest rates for each type of card may be different. When using a credit card, the consumer agrees to the terms of the credit card company. Read these [...]

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I came across some interesting (and disturbing) credit card and debt statistics today which were recently collected as a result of case studies and surveys…

1 in 50 American households carry more than $20,000 in credit card debt.
According to the Federal Reserve Bank, 40% of American families spend more than they earn.
Roughly half of all [...]

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It’s a fact of life in today’s day and age, everyone has a credit card. Sadly, most individuals don’t understand the importance of using a credit card wisely and end up abusing their cards — racking up serious debt as a result.
So what is the best way to use a credit card? My personal rule [...]

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Highschool student credit cards can be a good way for young people to build their credit history before going onto college or starting a career. These days, everyone does a credit check, and before moving onto adulthood it’s a good idea to have given yourself a head start. Considering the fact that many landlords won’t [...]

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