Citi student credit cards are a good choice for young adults looking to apply for their first credit card. Citi is company that is famous for its rewards programs, and definitely gives some really great incentives to students who apply for their cards. Here are a few reasons why Citi student creditcards are worth considering:

  • Customized cards - From a Disney theme to a plain platinum card, if you want it they have it.
  • Free t-shirts and other perks - You can get these just by applying, you don’t even need to be accepted.
  • Low annual percentage rates (APR) - It’s important that this number is as low as possible, so less of your money will go to the credit card company (in the form of interest) and more of it will towards paying down your actual bill.
  • Low (or no) annual fees - Annual fees are a huge waste of money. Avoid applying for cards that carry an annual fee.

Citi student credit cards are among the first that you should consider when looking around for that first creditcard. As always, do your homework and research a credit card issuer and their reputation before applying!