If you’re looking for the credit card with the best rewards program, use the Internet to your advantage and start doing some research. Because credit card companies are in competition with one another, they have to try to get your business via incentive programs. It’s gotten so competitive, in fact, that some companies even offer double rewards points on certain purchases. Here’s how to take advantage of these programs:

  • Find a card that offers the most incentive points per dollar spent. Even if you aren’t particularly interested in airline miles, you can usually sell them on Ebay.com and get a decent amount of money in exchange for them.
  • Call the companies and ask about double reward points. Sometimes, they’re available, they are just buried in the fine print at the bottom of the third page of the contract.

Lastly, keep in mind that even a credit card with best rewards isn’t great unless the annual percentage rate (APR) is low. No amount of airline miles is worth a 29 percent APR!