Yes, if you exceed your credit limit and it was disclosed in the Account Agreement the credit card company can charge you an over-the-limit fee. You should review your Agreement or contact the lender for an explanation.

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Yes, your credit card company can charge you a late fee if either of the following is true:

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If you are paying less than the minimum amount due, then the bank can charge you a late fee if disclosed in the Account Agreement.

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Generally, yes. Federal law allows banks and credit card companies to charge non-interest charges and fees, including deposit account service charges. Three points about these charges and fees…

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Generally, the bank shall mail or deliver written acknowledgement to you within 30 days of receiving your written billing error notice. If the bank determines that a billing error has occurred, it shall resolve it within two complete billing cycles—but no later than 90 days after receiving a billing error notice.

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