Yes. Please keep in mind that your credit card payment must be mailed in enough time for the bank to receive it on or before the due date. Just having the payment postmarked prior to the due date is not enough.

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No. Generally, if you have filed a proper billing error dispute with a national bank, the bank shall not make an adverse report to any person about your credit standing.

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If you find charges on your credit card bill that you believe are in error, notify your bank in writing. Use the billing error instructions that appear on the back of the periodic credit card statement.

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Yes, a national bank can change the issuer on a credit card account as long as the bank sends you a notice of the change at least 15 days in advance.

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There are many advantages to carrying a credit card. Here are 9 great reasons why everyone should have at least one credit card:

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