Having a small business and credit cards go hand in hand, much like peas and carrots or peanut butter and jelly. Since you’re going to be entering the scary world of credit card debt as a business owner, here are 3 things you should be on the lookout for:

1. A high annual percentage rate (APR) is what makes the difference between a $100 purchase and a $100 purchase that turns into a $200 purchase after all of the payments are done and over with. Make sure your APR is as low as possible.
2. Annual fees are the worst thing ever. If you can avoid them by getting a credit card that doesn’t make you pay them, go for it. Otherwise, you’re spending money and getting nothing in return.
3. Try to find a card that has an incentive program that you can participate in. It’s like getting free stuff!

Just remember that if you decide to apply for small business credit cards, make sure you’re smart about your spending!